I don't want to get into the numerous causes of the current financial crisis, but just share an actual conversation that may shed some light on what happened, at least on a smaller scale. This conversation happened earlier today while I was waiting in line at a department store.
Cashier: Do you have a credit card with us?
Customer: Yes, I think so...
Cashier: Do you have a gold one, or a regular one?
Customer: The gold one, I think...
Cashier: Would you like to apply for the regular card and save 15% on your purchase? (the 15% represented a savings of a couple bucks)
Customer: Sure! Why not...
Cashier: Let's get you started then...
No judgment, just an observation.
EED
Cashier: Do you have a credit card with us?
Customer: Yes, I think so...
Cashier: Do you have a gold one, or a regular one?
Customer: The gold one, I think...
Cashier: Would you like to apply for the regular card and save 15% on your purchase? (the 15% represented a savings of a couple bucks)
Customer: Sure! Why not...
Cashier: Let's get you started then...
No judgment, just an observation.
EED
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